Professional Indemnity Insurance for Engineers
Find professional indemnity insurance for structural engineers, civil engineers, and other engineering businesses with Meadow Broking.
Get a quote in minutes from an insurance expert
Complete your engineers’ insurance portfolio with professional indemnity insurance
As an engineer or engineering firm you’re rightly proud of your professional reputation. That’s why you should protect it with professional indemnity insurance with help from Meadow Broking. Whether you make a mistake, miss something from a plan or are accused of professional negligence, professional indemnity insurance can help to protect you financially and legally.
Our team has expertise across the engineering sector, so whether you need structural engineer professional indemnity insurance, PI insurance for consulting engineers or professional indemnity insurance for civil engineers, we know where to find the policies that give you the cover you require.
Buying your insurance through Meadow broking doesn’t just save you time. Our team can help you reduce the cost of PI insurance for engineers by searching the market for a policy that exactly fits your business. Everything you need, and nothing you don’t.
How it works
Whether it’s your first attempt at finding UK professional indemnity insurance for engineers or you’ve almost given up trying, let Meadow Broking help. The process is simple and personal.
Who we help
At Meadow Broking we can search for professional indemnity insurance for anyone working in the engineering sector. Different types of engineers may need different levels or types of cover, but the one thing they have in common is the absolute necessity to protect themselves with PI insurance.
Need advice? Call 0118 315 0866 to speak to us.
Lines Open: Monday-Friday: 8am – 6.30pm
Professional Indemnity Insurance For Engineers FAQs
Select an option below to answer your questions about PI for tech professionals
What is professional indemnity insurance for engineers?
What types of engineers need PI insurance?
What does engineers’ professional indemnity insurance cover?
How much professional indemnity insurance do I need as a UK engineer?
Does my PI insurance for engineers cover me for work with overseas clients?
What if I need public liability and professional indemnity insurance?
What is professional indemnity insurance for engineers?
in their professional services. If a client alleges that your engineering advice, designs, or work caused them financial loss or damage, PI insurance can cover the costs of defending the claim and any settlements or damages awarded.
Whether you’re an individual engineer or part of a larger engineering consultancy, PI insurance can help safeguard your professional reputation and provide peace of mind in an increasingly litigious environment.
What types of engineers need PI insurance?
If you provide professional services or advice, you need professional indemnity insurance. This includes PI insurance for civil engineers working on infrastructure projects and PI insurance for structural engineers specialising in the design of buildings or other structures. Other types of engineers that we can help include mechanical engineers and environmental engineers.
If your work involves offering expert advice, designing solutions, or ensuring projects meet regulations, PI insurance is a crucial safeguard.
What does engineers’ professional indemnity insurance cover?
Engineers are involved in a wide range of areas across multiple sectors. It’s not difficult to think of examples of where protection from PI insurance would be advisable. For example, a structural engineer may incorrectly calculate the load-bearing capacity of a building’s foundations resulting in subsequent structural damage. Structural engineers PI insurance could cover a number of related costs including any remedial work or losses to the client. A consulting engineer may provide incorrect advice to a construction firm which goes on to impact that firm financially. PI insurance could help the engineer defend themselves against a claim of negligence.
Broadly speaking the following areas are covered by professional liability insurance:
- Breach of contract, if you fail to deliver services as agreed in the client contract.
- Error, omission, misstatement or misrepresentation, if you provide incorrect advice or leave out key information.
- Data breach or breach of confidentiality, if you share sensitive information without permission.
- Defamation, if you make libellous statements about a client.
- Breach of copyright, if you infringe copyrights, intellectual property or trademarks.
- Loss or damage to documents, if documents are damaged or lost while in your possession.
What Our Clients Say
Is professional indemnity insurance a legal requirement for engineering professionals and businesses?
Engineers and engineering companies are not required by law to hold professional indemnity insurance, however given the possible financial risks inherent in providing engineering services it is highly advisable to buy this type of cover. In addition members of some professional organisations, such as the Institution of Engineering and Technology (IET) and the Institution of Civil Engineers (ICE) are highly recommended to assess their liability and purchase PI insurance.
Finally it is often a condition of contracts that all parties hold appropriate professional indemnity insurance.
How much professional indemnity insurance do I need as a UK engineer?
The level of cover of your policy is determined by a number of factors including the size of your company, the complexity and type of work you do, and any contractual requirements. The team at Meadow Broking has years of experience finding PI insurance for engineers like you and can advise you about how much cover to purchase.
Does my PI insurance for engineers cover me for work with overseas clients?
Many policies cover work carried out for overseas clients. However, it’s important to review your specific policy to ensure it meets your needs when working internationally. Policies contain geographical and jurisdiction limits, which respectively define the physical areas in which you can work and the legal jurisdictions that are covered.
At Meadow Broking, we will help you find the right policy, with the global cover you require. Meadow Broking have expertise in supporting engineering companies that trade with or have customers in the USA, including Additional Insured cover, Waiver of Subrogation conditions and contract negotiations.
Need advice? Call 0118 315 0866 to speak to us.
Lines Open: Monday-Friday: 8am – 6.30pm
What if I need public liability and professional indemnity insurance?
Engineering businesses frequently benefit from having public liability cover alongside any PI policy. This gives added protection in relation to incidents involving third parties such as the general public. Our team can also find public liability policies for you, as well as other types of cover such as directors’ and officers’ insurance.
Get financial protection with Meadow Broking
Even in the complex world of engineering, Meadow Broking can help you protect the financial wellbeing of your business with professional indemnity insurance. We give every client a one-to-one service to help you get the best deal for your circumstances.
