Professional Indemnity Insurance for Architects with Meadow Broking
Access great deals on architects’ professional indemnity insurance with our independent architect PI insurance brokers.
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Protect yourself with architect PI cover
Architectural practices and architecture professionals make design decisions every day that impact people’s lives. Decisions that are characterised by precision and care. However much care you take though, things can go wrong and mistakes can happen. That’s why it’s important that you’re completely protected.
Getting the best professional indemnity insurance for UK architects can provide some of that protection, covering you from claims made by clients who believe your professional services have caused them a loss. Whether your actions were accidental or a result of negligence, PI insurance for architects can cover you.
Talking to Meadow Broking can not only keep down architect professional indemnity insurance costs, it will also save you time. We do the legwork for you, while you get on with designing beautiful buildings. Our team offers a bespoke service, to ensure you get the best architect PI cover for your needs.
How it works
Whether it’s your first attempt at finding UK professional indemnity insurance or you’ve almost given up trying, let Meadow Broking help. The process is simple and personal.
Need advice? Call 0118 315 0866 to speak to us.
Lines Open: Monday-Friday: 8am – 6.30pm
Architects Professional Indemnity Insurance FAQs
Select an option below to answer your questions about PI for architects and architecture practices.
What is professional indemnity insurance?
Why do architects need professional indemnity insurance?
What does professional indemnity insurance cover?
Is professional indemnity insurance a legal requirement for architects?
How much PI cover do I need as an architect?
Does my architect professional indemnity insurance cover me for work with overseas clients?
What if I need public liability and professional indemnity insurance?
What is professional indemnity insurance?
If a client believes that you have made a mistake or have acted negligently in a way that has resulted in a loss, they will probably make a financial claim against you or your business. Architects professional indemnity insurance in the UK covers you against such claims.
Why do architects need professional indemnity insurance?
Any professional who offers advice or draws up plans or designs benefits from securing professional indemnity insurance. For architects a small mistake in architectural plans could be a huge problem for clients. Professional indemnity cover for architects protects individuals and architectural companies if such mistakes happen.
What does professional indemnity insurance cover?
As well as mistakes in plans, professional indemnity insurance for architects could cover such things as damage caused during a site visit or the cost to a client of following incorrect advice. Cover will give you and your practice peace of mind in the event of either an error or negligence.
The range of risks covered by professional indemnity insurance include:-
- Breach of contract, if you fail to deliver services as agreed in the client contract.
- Error, omission, misstatement or misrepresentation, if you provide incorrect advice or leave out key information.
- Data breach or breach of confidentiality, if you share sensitive information without permission.
- Defamation, if you make libellous statements about a client.
- Breach of copyright, if you infringe copyrights, intellectual property or trademarks.
- Loss or damage to documents, if documents are damaged or lost while in your possession.
Architects may also want to consider run-off cover which continues to provide cover even if you stop trading or retire. This will cover you for work that you have completed, and is useful as problems with buildings may not be immediately evident, but you may still be liable. It is usually recommended that run off cover should run for 6 years after trading has ceased.
What Our Clients Say
Is professional indemnity insurance a legal requirement for architects?
Architects PI insurance is mandatory for any architect who is a member of any of the following organisations: the Royal Institute of British Architects (RIBA), the Architects Registration Board (ARB) and the Chartered Institute of Architectural Technologies (CIAT).
How much PI cover do I need as an architect?
The exact level of cover you require will be part of the discussion you have with us at Meadow Broking. However, the ARB expects the minimum level of indemnity cover to be £250,000.
Does my architect professional indemnity insurance cover me for work with overseas clients?
If you or your architectural practice do any work or offer any advice for clients based outside the UK, then talk to Meadow Broking to ensure that your policy provides adequate cover. Policies define jurisdiction and geographical limits, with jurisdiction referring to the countries’ laws that contracts adhere to and geographical limits referring to where physically the work is carried out.
Meadow Broking have expertise in supporting architects that trade with or have customers in the USA, including Additional Insured cover, Waiver of Subrogation conditions and contract negotiations.
Need advice? Call 0118 315 0866 to speak to us.
Lines Open: Monday-Friday: 8am – 6.30pm
What if I need public liability and professional indemnity insurance?
Public liability is an essential business insurance for any professional who deals directly with the public. At Meadow Broking we can secure the appropriate public liability cover for you and your business.
Contact Meadow Broking Today
The team at Meadow Broking are experienced in dealing with the complex and specific requirements of architectural professionals. Contact us now for a truly bespoke service.
